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GIC Housing Finance Limited, was incorporated as ‘GIC Grih Vitta Limited’ on 12th December 1989. The name was changed to its present name vide a fresh Certificate of Incorporation issued on 16th November 1993. The primary business of GICHFL is granting housing loans to individuals and to persons/entities engaged in construction of houses/flats for residential purposes. GICHFL always believed that its success and growth depends on following fair and ethichal lending policies that are customer friendly, while at the same time creating wealth for its share holders.
The Company is promoted by General Insurance Corporation of India and its erstwhile subsidiaries namely, National Insurance Company Limited, The New India Assurance Company Limited, The Oriental Insurance Company Limited and United India Insurance Company Limited .
GICHFL has 75 offices across the country with a strong marketing team which is further assisted by Sales Associates(SAs). It has tie-ups with builders to provide finance to individual borrowers.